David has 22 years' experience as a registered investment adviser. He began offering investment advice as an adjunct to his estate planning law practice. He also served as a member of the Mill Valley City Council for eight years. He is co-owner of Raub Brock Capital Management, Inc. in Larkspur. It is a fee-only investment advisory firm registered with the U.S. Securities and Exchange Commission. In managing its clients’ investments, the firm is guided by three primary values: integrity, insight and disciplined implementation. Raub’s column focuses on those same values.